Loan Program

Fix & Flip Loans

Our ARV Loan Program offers financing for up to 100% of the purchase price + 100% of renovation costs, not to exceed 75% of the after-repair value. Interest is only charged on your outstanding balance — not on the rehab holdback.

Loan Criteria

The fundamentals.

Core program parameters at a glance. Final terms may vary based on loan type and verification.

Collateral: Non-Owner Occupied 1-4 Family, Condos, Townhomes, 5+ Unit Apartments, Mixed-Use
LTV: Up to 100% of Purchase + 100% of Renovation; not to exceed 75% of the ARV
Term: 12 – 18 Months
Min. After-Repair Value: $100k SFR · $75k 2-4 Family · $375k Multifamily
Loan Amount: $75k – $2M (1-4 Family) · $250k – $3M (5+ / Mixed-Use)
Minimum FICO: 650
Rates: As low as 9.49% (interest-only on outstanding balance)
Pre-Payment Penalty: N/A