Loan Program

New Construction Loans

Ground-up construction financing for builders and investors. Leverage scales with completed project history — entitlements, permits, and approved plans assumed.

Loan Criteria

The fundamentals.

Core program parameters at a glance. Final terms may vary based on loan type and verification.

Experience Required
Tiered by completed ground-up projects in the last 3 years
Eligible Use
Purchase or refinance of land + construction costs
Term
Short-term, construction-period financing
Draws
Interest charged on outstanding balance only

Typical Leverages & Rates

Tiered by experience.

5+ Projects
Purchase
75–80% As-Is Value
75% ARV · 85% LTC
1–4 Projects
Purchase
75% As-Is Value
70% ARV · 85% LTC
0 Projects
Purchase
70% As-Is Value
65% ARV · 85% LTC

Have a new construction scenario?

Talk to an account expert about your next deal.

Other Loan Programs